Understanding Tablet Insurance
Tablet or iPad insurance is a type of insurance policy specifically designed to protect your tablet against damage, theft, and other covered losses.
Tablet or iPad insurance is a type of insurance policy specifically designed to protect your tablet against damage, theft, and other covered losses. Like other types of insurance, tablet or iPad insurance can provide financial protection in case of an unexpected event, such as accidental damage or theft, which can be costly to repair or replace on your own. Tablet or iPad insurance can be especially useful for those who rely on their tablet for work or school, as a broken or stolen tablet can disrupt daily tasks and responsibilities.
Insurance protection is available for a wide range of tablet models and brands. This includes popular products such iPads, Samsung tablets (such as the Samsung Galaxy Tab), Amazon Fire and Fire HD, Google Nexus and Pixel Slate, as well as any other types of tablets.
Both new and used or refurbished tablets can be covered by insurance with Oyster and it is possible to purchase insurance at any time, regardless of the age or condition of your device.
Homeowners or renters policies typically have limitations for tablets as to how they are covered, where they are covered, and how much they are covered for.
Firstly, many homeowner and renter policies do not offer any protection for on-the-go electronic devices. Those that do, typically have very low limits (e.g. $500) and often exclude important coverages such as theft or liquid submersions. There is normally no protection for devices used for business and deductibles are often prohibitively high as they often match the homeowner deductible. Should you need to file a claim against your policy, there is also a risk that your homeowner insurance rates increase.
Oyster has plans built specifically for personal electronics, with unlimited claim submission and the ability to purchase coverage anytime. Plus, coverage through Oyster means your homeowners or renters insurance rates won’t increase if you need to file a claim.
Oyster policies offer protection for all tablets, regardless of whether they are new, used, or refurbished. This insurance covers a range of losses, including:
Oyster insurance plan offers comprehensive coverage for your tablet or iPad, but there are a few exceptions to what it covers, including exclusions for intentional damage, cosmetic damage, and general wear and tear. There is also no cover for computer viruses or any software issues.
When it comes to protecting your tablet or iPad, having insurance can be a smart investment. One of the major benefits of tablet insurance is that it helps you reduce the cost of out-of-pocket expenses when accidents or other unexpected events occur. Whether you're dealing with damage to your tablet or it has been stolen, the cost of repairs or replacement can be significant.
If you're considering whether or not you need insurance for your tablet or iPad, it's worth thinking about whether you would be able to afford the cost of repairing or replacing your device if anything happened to it. Accidents and other unforeseen events can happen at any time, and having insurance can give you peace of mind and help you protect your investment in your tablet.
Tablet insurance offers protection that goes beyond what a warranty typically covers. While a warranty is a form of limited protection that comes with the purchase of equipment and covers issues such as manufacturer's defects, it does not typically cover theft or accidental damage. Tablet insurance protects against a variety of damages including cracked screens, spills, liquid submersion, and drops.
Additionally, warranties are often only valid for a limited period of time, ranging from a few months to a couple of years, whereas insurance policies typically allow you to continue receiving coverage as long as you pay the premiums. This means that you can have ongoing protection for your tablet, rather than the limited coverage provided by a warranty.
Yes. Tablet insurance can typically cover accidental damage, whether it is caused by you or someone else, as long as it is not the result of neglect. For instance, if your tablet is accidentally damaged due to a drink being spilled, tablet insurance can cover the cost of repairs.
The cost of tablet insurance can vary based on factors such as the type and value of the tablet, the extent of coverage desired, and the specific terms of the policy. However, the relatively low cost of insurance can be worth it to protect against the potential expenses of repairing or replacing a damaged or stolen tablet. It is important to consider the value of having peace of mind and financial protection.
Oyster tablet insurance plans are very affordable, starting at just $18 per year.
The best way to find out exactly how much insurance will cost you is to get a quote. It takes less than 2 minutes to get a quote for a policy with Oyster!
Oyster tablet insurance provides protection for your device no matter where a covered incident occurs. This means that your tablet is protected whether it is at home, outdoors, or even when you are abroad. This can give you peace of mind knowing that you have financial protection in case of any unexpected events involving your tablet.
Join Oyster today to learn how you can be properly protected from the unexpected things in life.