Commercial Property Insurance

Fundamental protection for your business that covers your property.

What is a Commercial Property Insurance policy?

Commercal Property Insurance protects a business’s physical assets, covering essentials like commercial property, equipment, and inventory against risks like fire, theft, and accidental damage. Many businesses rely on this type of coverage to keep operations secure and resilient in the face of unexpected losses, ensuring continuity and stability for key assets.

What does it cover?

Business Property

Covers buildings and contents against damage or theft.

Inventory & Equipment

Protects business essentials critical for daily operations.

Income Loss

Can help ensure your business operations continue in case of unexpected income interruption, including additional expenses.

Legal fees

Coverage for attorney and court costs if lawsuits arise related to property damages.

Who needs a Commercial Property Policy?

A commercial property policy is ideal for businesses that rely on physical assets, like buildings, equipment, or inventory, and need protection against risks like damage, theft, and vandalism. This policy is particularly beneficial if:

You Own or Lease Physical Property

If your business has a physical place of business, whether it’s owned, leased, or part of your home, a property would cover it and its contents.

You Have Valuable Equipment or Inventory

If your business interacts with the public by means of its operations or products, a p would cover liability when something goes wrong, including medical bills if someone injures themselves on your property.

You Operate in a Location Prone to Risks

Protects your property from unexpected events that could disrupt your operations.

Get started today

Oyster makes it easy to get started with an online quote flow. Start today and get a free quote.

Get a free quote