Businesses that deal with collectible goods and antiques typically face significant property and liability risks, given the high value nature of their inventory and chance for on-site injuries, slips, falls, and accidental damage of goods.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Collectibles businesses may have showrooms or shops in which customers can get injured accidentally, which can present a significant financial risk.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Learn more about business owner's.
Product liability protects collectibles stores in the event of damages or harm resulting from a product that was sold to a customer. Antiques can be particularly risky due to being old, having seen many owners, and possibly being manufactured with harmful chemicals.
Learn more about product liability.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Learn more about business owner's.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Collectibles businesses may have showrooms or shops in which customers can get injured accidentally, which can present a significant financial risk.
Product liability protects collectibles stores in the event of damages or harm resulting from a product that was sold to a customer. Antiques can be particularly risky due to being old, having seen many owners, and possibly being manufactured with harmful chemicals.
Learn more about product liability.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.
Cyber insurance covers your business against expenses and liability in the event of a data breach involving sensitive personal information.
Oyster can cover most types of collectibles businesses, including goods (trading cards, stamps, coins, fine art, jewelry, and other collections), and more.
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