Fashion businesses often sell and store high value goods in their stores, making them targets for shoplifting and vandalism. Plus, selling wearable goods can open your business up to claims of liability in case of injury or malfunction.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Fashion businesses may have showrooms or shops in which customers can get injured accidentally, which can present a significant financial risk.
Learn more about general liability.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Product liability protects fashion businesses in the event of damages or harm resulting from a product that was sold to a customer. Wearable goods can cause injury, such as tripping due to a broken heel or allergic reactions due to the usage of certain chemicals.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Learn more about workers' compensation.
Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Fashion businesses may have showrooms or shops in which customers can get injured accidentally, which can present a significant financial risk.
Learn more about general liability.
Product liability protects fashion businesses in the event of damages or harm resulting from a product that was sold to a customer. Wearable goods can cause injury, such as tripping due to a broken heel or allergic reactions due to the usage of certain chemicals.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Learn more about workers' compensation.
Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.
Cyber insurance covers your business against expenses and liability in the event of a data breach involving sensitive personal information.
Oyster can cover most types of fashion businesses, including clothing, handbags, accessories, and more.
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