Insurance for Wholesalers and Manufacturers

Quick quotes. Comprehensive coverage. Tailored to wholesalers and manufacturers.

Why do wholesalers and manufacturers need insurance?

Businesses that act as wholesalers or manufacturers typically face significant property and liability risks, given the high value of their inventory and the chance of on-site injuries, damages, or malfunctions from product defects.

What coverage do wholesalers and manufacturers need?

General Liability

General Liability (GL) protects your business from legal claims and liability that arise from your operations. Wholesalers and manufacturers may have showrooms or shops in which customers can get injured accidentally, which can present a significant financial risk.

Learn more about general liability.

Business Owner’s

Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.

Learn more about business owner's.

Product Liability

Product liability protects manufacturers in the event of damages or malfunction resulting from improper design or manufacturing of a product that was sold to a customer. 

Learn more about product liability.

Workers’ Compensation

Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.

Learn more about workers' compensation.

Umbrella Insurance

Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.

Learn more about umbrella insurance.

What coverage do wholesalers and manufacturers need?

Business Owner’s

Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.

Learn more about business owner's.

General Liability

General Liability (GL) protects your business from legal claims and liability that arise from your operations. Wholesalers and manufacturers may have showrooms or shops in which customers can get injured accidentally, which can present a significant financial risk.

Learn more about general liability.

Product Liability

Product liability protects manufacturers in the event of damages or malfunction resulting from improper design or manufacturing of a product that was sold to a customer. 

Learn more about product liability.

Workers’ Compensation

Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.

Learn more about workers' compensation.

Umbrella Insurance

Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.

Learn more about umbrella insurance.

Cyber Insurance

Cyber insurance covers your business against expenses and liability in the event of a data breach involving sensitive personal information.

Learn more about cyber insurance.

What types of wholesalers and manufacturers can Oyster cover?

Oyster can serve a wide range of wholesalers and manufacturers that sell or produce physical goods.

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Resources to protect your business

We have curated an ever-expanding library of articles to help you understand insurance and reduce risk exposure.

Learn more about commercial insurance

Frequently asked questions

How do I get a quote for my business?

How much does insurance cost?

How do I get a certificate of insurance (COI)?

Can I add to or expand my coverage?

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