Businesses that sell electronics and electronics services typically have a wide range of risks, including in-store risks such as theft, damage, slips, and injuries and service risks, such as on-site repair damage, product and professional liability, and more. Oyster can help reduce your exposure to these risks by getting you the right coverage for your business.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Electronics businesses in particular carry many inherent liability risks, such as damage or injury that occurs on your property or advertising harm, so GL is always recommended.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Learn more about business owner's.
Product liability protects electronics stores and manufacturers in the event of damages or malfunction resulting from improper design or manufacturing of a product that was sold to a customer.
Learn more about product liability.
Professional liability protects electronics shops that provide assembly, repair, diagnostic, and other services from claims resulting from mistakes, accidents, and damages.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Learn more about business owner's.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Electronics businesses in particular carry many inherent liability risks, such as damage or injury that occurs on your property or advertising harm, so GL is always recommended.
Product liability protects electronics stores and manufacturers in the event of damages or malfunction resulting from improper design or manufacturing of a product that was sold to a customer.
Learn more about product liability.
Professional liability protects electronics shops that provide assembly, repair, diagnostic, and other services from claims resulting from mistakes, accidents, and damages.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.
Oyster can cover most types of electronics businesses, including electronics retailers, manufacturers, repair shops for cell phones, televisions, computers, appliances, and more.
We have curated an ever-expanding library of articles to help you understand insurance and reduce risk exposure.
• Comprehensive Guide to Electronic Retailer Insurance
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