Insurance for Jewelry Businesses
Quick quotes. Comprehensive coverage. Tailored to jewelry businesses.
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Jewelers and jewelry shops typically have large, expensive collections of property that need to be protected, and a lot of businesses travel with and ship valuable jewelry, which presents a vast financial exposure. Oyster can help reduce this exposure by getting you the right coverage for your business.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Jewelers and jewelry shops in particular carry many inherent liability risks, so GL is always recommended.
Learn more about general liability.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Learn more about business owner's.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Jewelers Block provides coverage for risks inherent to jewelry businesses, such as protection of your inventory, goods, and raw materials from theft and damage, appraisal liability, and theft and loss at or in-transit to and from exhibitions and events.
Learn more about jewelers block.
Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.
Business Owner’s (BOP) combines your liability and property coverages to protect you from liability lawsuits, theft, and lost business income.
Learn more about business owner's.
General Liability (GL) protects your business from legal claims and liability that arise from your operations. Jewelers and jewelry shops in particular carry many inherent liability risks, so GL is always recommended.
Learn more about general liability.
Workers’ compensation ensures that your employees are covered from on-site injury and illness, including lost wages and medical expenses.
Jewelers Block provides coverage for risks inherent to jewelry businesses, such as protection of your inventory, goods, and raw materials from theft and damage, appraisal liability, and theft and loss at or in-transit to and from exhibitions and events.
Learn more about jewelers block.
Umbrella insurance extends the coverage and limits of your existing policies and provides additional coverage specific to your business.
Cyber insurance covers your business against expenses and liability in the event of a data breach involving sensitive personal information.
Oyster can cover most jewelry businesses with few restrictions, including businesses that sell fine jewelry, antique jewelry, loose stones, precious gems; jewelers that work directly with molds, die, and casts; jewelry manufacturers, retailers, and wholesalers; and businesses that travel to events and exhibitions.
We have curated an ever-expanding library of articles to help you understand insurance and reduce risk exposure.
• Comprehensive Guide to Jewelry Store Insurance
Oyster makes it easy to get started with an online quote flow. Start today and get a free quote.